905 Cold Mountain Road, Lake Toxaway, NC

$5,750,000

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4

Beds

4

Baths

2.89

Acres

About 905 Cold Mountain Road

Welcome to an extraordinary lakefront estate on Lake Toxaway, Western North Carolina’s largest private lake, offering an unmatched blend of luxury, privacy, and future potential. Spanning 2.89 acres across two addresses, 905 Cold Mountain Road and 92 Mallard Point, this rare property features two beautifully appointed homes, three additional buildable lots, multiple boat slips, and a full set of architectural plans by nationally recognized architect Dawn K. Sherry. Her vision takes full advantage of the sweeping lake and mountain views, creating an inspiring opportunity for a true legacy home. The waterfront main home offers four bedrooms and four bathrooms, along with expansive lake-facing decks perfect for entertaining and a private boathouse. Just steps away, the fully renovated guest home provides a charming retreat with three bedrooms and two and a half baths. It features hardwood floors throughout, a spacious sunroom with panoramic lake views, a large covered porch, and an attached carport. Whether used as a guest residence, rental, or temporary living space while building, it delivers comfort and elegance with unobstructed views of the lake and surrounding Blue Ridge Mountains. Set in a quiet, secluded cove on Lake Toxaway, the estate also includes a large cleared lawn, a basketball court, and multiple boat slips along a stone seawall. With three additional buildable lots included, the property offers exceptional flexibility for expansion, investment, or creating a multi-generational compound. Buyers are drawn to Lake Toxaway for its peaceful waters, rich legacy, and exclusive atmosphere. The lake spans 640 acres with 14 miles of shoreline and is reserved exclusively for property owners. The area’s prestige is further elevated by the nearby Lake Toxaway Country Club, which offers golf, tennis, fine dining, and more by invitation only. Whether you are seeking a turnkey lakefront lifestyle, the foundation for a custom build, or a one-of-a-kind family retreat, this exceptional estate on Lake Toxaway delivers the best of mountain and waterfront living in one of the Southeast’s most coveted lake communities in the Blue Ridge Mountains.

Features of 905 Cold Mountain Road

MLS® # 1003105
Price $5,750,000
Bedrooms 4
Full Baths 4
Acres 2.89
Year Built 1977
Type Residential
Sub-Type Single Family Residence
Style Ranch, Traditional
Status Active

Community Information

Address 905 Cold Mountain Road
Area Toxaway
Subdivision Lake Toxaway Estates
City Lake Toxaway
County Transylvania
State NC
Zip Code 28747

Amenities

Amenities Clubhouse, Fitness Center, Golf, Lake, Playground, Pool, Tennis Court(s)
Utilities Electricity Connected, Other, See Remarks, Water Connected
Parking Spaces 1
Parking Circular Driveway, Carport, Paved, Parking Lot
# of Garages 2
View Lake, Mountain(s)
Is Lakefront Yes
Lakefront Lake, Waterfront

Interior

Interior Hardwood, Tile
Interior Features Open Floorplan, Other
Appliances Dishwasher, Refrigerator
Heating Central
Cooling Other
Has Basement No
Basement Other
Fireplace Yes
Fireplaces Living Room, Stone, Wood Burning
# of Stories 1
Stories Two

Exterior

Exterior Features Dock, Fire Pit
Lot Description Back Yard, Cleared, Waterfront, Level, Rolling Slope
Roof Shingle
Construction Wood Siding

Additional Information

Date Listed April 17th, 2026
Foreclosure No
Short Sale No
RE / Bank Owned No
HOA Fees 2496
HOA Fees Freq. Annually

Listing Details

OfficeBerkshire Hathaway HomeServices Meadows Mountain Realty

Listing Map

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