905 Cold Mountain Road, Lake Toxaway, NC

$6,500,000

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4

Beds

4

Baths

2.89

Acres

About 905 Cold Mountain Road

Welcome to an extraordinary lakefront estate on Lake Toxaway, Western North Carolina’s largest private lake, offering an unmatched blend of luxury, privacy, and future potential. Spanning 2.89 acres across two addresses—905 Cold Mountain Road and 92 Mallard Point—this rare property features two beautifully appointed homes, three additional buildable lots, multiple boat slips, and a full set of architectural plans by nationally recognized architect Dawn K. Sherry. Sherry’s plans take full advantage of the property’s sweeping lake and mountain views, offering a stunning vision for a custom legacy home. The waterfront main home features four bedrooms and four bathrooms, expansive lake-facing decks ideal for entertaining, and a private boathouse. Nestled just steps away is the fully renovated guest home—a charming three-bedroom, two-and-a-half-bath retreat with hardwood floors throughout, a spacious sunroom with panoramic lake views, a large covered porch, and an attached carport. Whether used as a guest residence, rental, or transitional space while building anew, it offers comfortable elegance and unobstructed vistas of the lake and surrounding Blue Ridge Mountains. Located in a quiet, secluded cove, the estate also boasts a large cleared lawn, a basketball court, and multiple boat slips along a stone seawall. With three additional buildable lots included, the property offers endless possibilities for expansion, investment, or creating a multi-generational compound. Buyers are drawn to Lake Toxaway for its tranquil waters, rich legacy, and exclusive atmosphere. As North Carolina’s largest private lake, it spans 640 acres with 14 miles of shoreline, offering ample space for boating, fishing, and paddleboarding—reserved solely for property owners. The area’s prestige is further enhanced by the Lake Toxaway Country Club, offering golf, tennis, fine dining, and more—available by invitation only. With dramatic lake and mountain views, private lake access, and limited inventory, lakefront properties like this are a rare and valuable find. Whether you’re seeking a turnkey lakefront lifestyle, the foundation for a custom build, or a one-of-a-kind family retreat, this exceptional estate on Lake Toxaway delivers the best of mountain and waterfront living in one of the Southeast’s most coveted lake communities.

Features of 905 Cold Mountain Road

MLS® # 1001104
Price $6,500,000
Bedrooms 4
Full Baths 4
Acres 2.89
Year Built 1977
Type Residential
Sub-Type Single Family Residence
Style Ranch, Traditional
Status Active

Community Information

Address 905 Cold Mountain Road
Area Toxaway
Subdivision Lake Toxaway Estates
City Lake Toxaway
County Transylvania
State NC
Zip Code 28747

Amenities

Amenities Clubhouse, Fitness Center, Golf, Lake, Playground, Pool, Tennis Court(s)
Utilities Electricity Connected, Water Connected
Parking Spaces 1
Parking Circular Driveway, Carport, Paved, Parking Lot
# of Garages 2
View Lake, Mountain(s)
Is Lakefront Yes
Lakefront Lake, Waterfront

Interior

Interior Hardwood, Tile
Appliances Dishwasher, Refrigerator
Heating Central
Has Basement No
Fireplace Yes
Fireplaces Living Room, Stone, Wood Burning
# of Stories 1
Stories Two, One

Exterior

Exterior Features Dock, Fire Pit
Lot Description Back Yard, Cleared, Waterfront, Level, Rolling Slope
Roof Shingle
Construction Wood Siding

Additional Information

Date Listed June 6th, 2025
Foreclosure No
Short Sale No
RE / Bank Owned No
HOA Fees 2496
HOA Fees Freq. Annually

Listing Details

OfficeBerkshire Hathaway HomeServices Meadows Mountain Realty

Listing Map

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